1. Introduction 2. Definitions

The following words and/or phrases shall have the corresponding meanings given below: 3. Participation

4. Earning of Rewards

5. Spending of Rewards

6. Expiry of Rewards

7. Deducting of Rewards 8. Trust

9. Lost or Stolen Cards

A Member must notify Mugg & Bean immediately by Program Hotline on 0860 GINGER to report their lost or stolen card. The Member will then be issued with the first replacement Reward Card free of charge.

10. Termination

11. Changes to terms and conditions, privacy policy and review and acceptance by Members

Mugg & Bean reserves the right to change any of the above without notice. Mugg & Bean will not notify the Member of such changes and the Member hereby agrees that his continued use of the Program shall constitute agreement with any changes to these terms and conditions. The Member agrees to periodically review these terms and conditions of Mugg & Bean as posted at the Web Site and agrees to these terms and conditions as they appear every time they may partake in the Program or enters the Web Site or logs onto the Web Site. A certificate signed by Mugg & Bean (or by one of Mugg & Bean's directors, whose appointment, qualification and authority need not be proved) shall be proof of the date of publication and content of the current version and all previous versions of these terms and conditions. Without derogating from the generality of what is contained above, the member specifically, irrevocably and unconditionally agrees to be bound by such change and/or that such change will be read as if incorporated herein.

12. Continuity of Rewards

Mugg & Bean reserves the right to modify or discontinue the Rewards at any time and Mugg & Bean shall not be liable to any Member or third party for any loss or damage or claim of whatever nature as a result of Mugg & Bean modifying or discontinuing the Rewards.

13. Personal Data 14. Indemnity

The Member agrees to hold Mugg & Bean, its successors or assigns, its employees, officers and agents, harmless and shall fully indemnify same from any and all costs, expenses, liabilities, damages and third party claims or demands (including without limitation reasonable legal fees, the attorney and own client scale:) whatsoever that may arise as a result of the Member’s participation in the Program or failure to comply with the provisions of these terms and conditions.

15. Benefits and Disclaimer of warranties 16. Severability

If any provision of this agreement is unenforceable, Mugg & Bean shall be entitled to elect, at any time that such provision shall be severed from the remaining provisions of this agreement, which shall not be affected and shall remain of full force and effect.

17. No Relationship

Nothing in these terms and conditions shall be construed to create any form of relationship between any of the parties by way of agency, partnership or distributorship. You may not represent Mugg & Bean or propose to bind Mugg & Bean or act in any way as if with the authority of Mugg & Bean.

18. Entire Agreement

These terms and conditions, as amended from time to time by Mugg & Bean, supersedes all prior agreements whether oral or in writing and constitutes the entire agreement between the Member and Mugg & Bean. No warranties, representations, promises, undertakings or the like, including the negotiations preceding the signing hereof and/or the application form by the member whether by Mugg & Bean or any other person or party, shall be of any force and effect or binding on Mugg & Bean, save and except insofar as same may be repeated and recorded herein.

19. Assignment

The rights and obligations under these terms and conditions are personal in nature and the Member may not cede or assign or delegate or sub-contract its rights or obligations under these terms and conditions. No legal entity or group or organisation other than an individual shall be allowed to become a Member. Mugg & Bean may cede or assign or delegate or sub-contract its rights or obligations under these terms and conditions to any third party at its absolute discretion without the Member’s consent. Mugg & Bean may cede or assign or delegate or sub contract its rights or obligations under these terms and conditions in whole or in part, to any third party, at its sole and absolute discretion without the members consent.

20. Liability for damages

The member shall have no claim or right of action whatsoever against Mugg & Bean for damages, loss or otherwise, howsoever and whensover arising. The aforesaid is a material term and condition of this agreement and it is on the strength thereof that this agreement is being entered into by Mugg & Bean. The aforesaid exclusion of liability will relate inter alia to incidental, special or consequential damages, whether direct or indirect and whether resulting from the use of or inability to redeem rewards or partake in the program, or otherwise. The aforesaid will apply notwithstanding that any loss, damage or any other claim may be sustained by a member in consequence of anything done or omitted to be done by Mugg & Bean or any of its directors, servants or agents and whether intentionally, negligently or otherwise.

Without derogating from the generality of the aforementioned, the member in any event hereby specifically and irrevocably waives and abandons all or any claims of whatsoever nature and arising out of whatsoever cause which it might have against Mugg & Bean.

21. Taxes and confidentiality

Any taxes which may be payable by the Member on his Rewards shall be his responsibility. Mugg & Bean shall not disclose any information regarding the Member’s Rewards to any third party unless required to do so by law. Neither party shall disclose any information regarding the other or this agreement to any third party unless required to do so by law.

22. Notices

All notices to the Member from Mugg & Bean or vice versa shall be given in writing via e-mail or by SMS or orally by telephone.

23. Applicable law

These terms and conditions will be governed by the laws of South Africa.

24. Waiver

Failure or neglect by Mugg & Bean to enforce at any time any of the provisions of these terms and conditions shall not be construed as a waiver of its rights, nor shall such failure or neglect in anyway affect the validity or the whole or any part of these terms and conditions, nor prejudice Mugg & Bean’s rights to take subsequent action.

25. Non Waiver

No relaxation or indulgence which Mugg & Bean may show to the member shall in any way prejudice Mugg & Bean's rights hereunder and in particular shall not preclude or stop Mugg & Bean from exercising any rights enjoyed by it hereunder by reason of any subsequent breach. Without derogating from the generality of the aforementioned the failure or neglect by Mugg & Bean to enforce at any time any of the provisions of these terms and conditions shall not be construed as a waiver of Mugg & Bean's rights, nor shall such failure or neglect in any effect the validity of the whole or any part of these terms and conditions, nor prejudice Mugg & Bean's rights to take subsequent action.

26. Breach

In the event of the member breaching any term or condition hereinbefore set out and/or the agreement between the parties and/or the application form or any other document or information completed or given by the member, then Mugg & Bean shall be entitled forthwith:-

26.1 Claim specific performance and/or fulfillment of the breach; or
26.2 Cancel or put to an end this agreement; and/or
26.3 Claim damages.
26.4 The rights and remedies set out hereinbefore will be without prejudice and in addition to any other rights or remedies which Mugg & Bean may have arising out of a breach of contract and/or at common law.